Best and Worst Ways to Use Credit Cards
Getting approved for a new credit card is an exciting moment; freshly equipped with a powerful tool that can help you build credit, earn rewards, and make major purchases with ease, the temptation to use it for anything and everything can be hard to resist. While...
The Difference Between Soft and Hard Credit Inquiries
So, here’s the short story: the main difference between the two types of credit inquiries (or pulls) is that soft credit inquiries will not impact your credit score, while a hard credit inquiry could. Pretty simple, right? Now that we’ve got that covered, let’s dive...
6 Tips for Building Your Credit
Building good credit can be a long journey, but it doesn’t have to be a stressful one. Whether you’re building your credit history from scratch or simply trying to improve your existing history, the tips you’ll find here will help you tackle this financial challenge...
The Three Types of Credit Accounts
When you hear the word credit, the first thing that probably comes to mind is a credit card. And, for good reason! Credit cards are a very popular form of revolving credit. The truth is, there are actually three types of credit accounts: revolving, installment and...
What is A High-Yield Savings Account?
If you’re saving money for the future, you are likely best off using a combination of checking, savings, and investment accounts. For savings that you want to keep safe while earning the best interest rate, a high yield savings account may be the best choice for you....
Bull vs. Bear Markets: What They Are and What We’re in Right Now
If you’ve been keeping up with recent events, you’ve likely heard of bull and bear market trends and may even have a general understanding of what they are. In this article, we’re going to cover the basics of bull and bear markets, the status of the current market,...