Best and Worst Ways to Use Credit Cards
Getting approved for a new credit card is an exciting moment; freshly equipped with a powerful tool that can help you build credit, earn rewards, and make major purchases with ease, the temptation to use it for anything and everything can be hard to resist. While...
The Difference Between Soft and Hard Credit Inquiries
So, here’s the short story: the main difference between the two types of credit inquiries (or pulls) is that soft credit inquiries will not impact your credit score, while a hard credit inquiry could. Pretty simple, right? Now that we’ve got that covered, let’s dive...
6 Tips for Building Your Credit
Building good credit can be a long journey, but it doesn’t have to be a stressful one. Whether you’re building your credit history from scratch or simply trying to improve your existing history, the tips you’ll find here will help you tackle this financial challenge...
The Three Types of Credit Accounts
When you hear the word credit, the first thing that probably comes to mind is a credit card. And, for good reason! Credit cards are a very popular form of revolving credit. The truth is, there are actually three types of credit accounts: revolving, installment and...
What is A High-Yield Savings Account?
If you’re saving money for the future, you are likely best off using a combination of checking, savings, and investment accounts. For savings that you want to keep safe while earning the best interest rate, a high yield savings account may be the best choice for you....
Bull vs. Bear Markets: What They Are and What We’re in Right Now
If you’ve been keeping up with recent events, you’ve likely heard of bull and bear market trends and may even have a general understanding of what they are. In this article, we’re going to cover the basics of bull and bear markets, the status of the current market,...
What is a Home Renovation Loan?
A home renovation loan is an unsecured loan – like a personal loan that you would use for home renovation projects. Planning a home renovation is a big project. There’s the budgeting, calling contractors, and securing financing. However, renovation projects can not...
How to Pay for a Home Renovation
Maybe you’ve been thinking about remodeling your bathroom or adding a patio to your backyard for entertaining family and friends. Home renovations like these are exciting projects that can improve your quality of life. With careful planning, research and quick access...
How Home Improvement Loans Work
Home improvement loans are personal loans that enable homeowners to make upgrades and renovations to their homes. With a home improvement loan, upgrades such as new kitchens, roof repairs, and even swimming pools may be easier to complete. Owning a home is one of the...
How to Choose Your Next Home Improvement Project
Purchasing a home is one of the largest and most significant investments you’ll make in your lifetime. Owning your home might not necessarily be a lifetime commitment, which is why you need to maintain your investment to receive the most value when selling your home....
What’s the Best Way to Pay for Home Improvements?
Whether you’re hiring a professional for the job or you’re handy enough to DIY, home improvement projects can cost a pretty penny. When it comes to saving money, paying in cash is always the way to go – but that’s not in the cards for most. Chances are, you’ll need a...
Tax Write-offs and Home Improvements Do’s & Dont’s
We’re going to be upfront when it comes to home improvements and taxes: Most home improvements and repairs are not tax-deductible. There could be some benefits if you plan your home improvements ahead and know the Do’s and Don’ts of filing taxes. Below we break down...
How to Create a Monthly Budget: Tips for a Budget You’ll Want to Use (Featuring Expert Advice from Mint)
Destroy the idea that you’re not good at keeping a budget. Whether you haven’t successfully created a monthly budget in the past, or you’ve created one and abandoned it somewhere along the way, you can create a monthly budget. Not only can you create a monthly budget,...
How Much Money You Should Save Monthly
After you’ve paid your bills and chipped away at debt, you might not have a lot of cash left over for savings. But stashing away as much as you can — even if it’s a little bit — can go a long way. But what you should be saving is not a universal rule. Everyone’s...
It’s Not Impossible: 5 Tips to Save Money During A Medical Emergency
A medical emergency can be scary in more ways than one. Not only are you dealing with a health crisis, you’re also facing unexpected medical bills. A medical emergency can put you in a position to make hard choices about your finances. Start saving, & 5 other tips...
How to Set Up Financial Goals for Success
Stop what you’re doing and think about what you are working toward right now. What kind of aspirations do you have for your life? When you’re making life plans, it can be hard to connect your ambitions back to your finances. Enter: Setting financial goals. Why set up...
What to Do When Your Partner Has Debt
Being in a relationship where your partner has debt and you don’t can be frustrating. The frustration could stem from something simple, like they can’t go out to eat as often as you want, or it could be due to something major – like their inability to contribute their...
Financial Stress and How to Navigate Money Anxiety
t is okay to feel not okay about money sometimes. While most Americans feel good about their money a portion of the time, most people often feel negative emotions about their financial situation, according to a 2018 Northwestern Mutual study. Take a moment to let that...
How to Stop Living Paycheck to Paycheck
According to a survey conducted in February 2020, an astounding 49% of Americans expect to live paycheck to paycheck this year. If you’re part of the club and looking to escape the cycle, we’re here to help. Continue reading to learn step-by-step how you can stop...
How to Handle Bills in an Emergency
Life is full of many surprises – some incredible, and some incredibly challenging. If you’ve found yourself in an emergency situation and are unsure if you can pay all of your bills, you’ve come to the right place. The guidance you’ll find within this article will not...